Credit cards are useful for traveling, dealing with emergencies, unexpected expenses, and building healthy credit.
Getting a Credit card from any of the popular Credit Card companies in the United States is relatively easy.
Where things become a little more tricky is if you need to change your name on a credit card, and while this is achievable, the process may be more time-consuming than you think, especially if you possess many cards.
In this article, we’ll look at American Express cards and walk you through exactly what you need to do to change the name on your American Express Card, as well as what pitfalls you should avoid in the process.
Why Change The Name on Your American Express Card?
There are a variety of reasons why you might want to modify the name on your current American Express (AMEX) credit card.
The most prevalent reasons for changing credit card names in the United States are marriage or divorce.
Whatever the cause for the change, a new name will affect your ability to use
credit cards legally, and that is why a name change is necessary.
How to Change American Express Card Name
Before you can attempt to change your name on your American Express Card, you must ensure your name is legally changed on both your driver’s license and social security card.
This is a fairly simple procedure, but it will require a trip to the DMV and a tedious round of paperwork and form filling.
To avoid having to repeat this step, double-check your new name’s spelling before you leave the DMV. You do not want to make a second trip down there for something so trivial and avoidable.
Once your name has been changed and you have your new license, follow the steps below to change your American Express card name :
- Go to the American Express Website.
- Open your American Express account and log in.
- Click the “edit” button next to your name to open the Name Change Authorization form, and then fill it out.
You must attach a copy of your state identification documents, like a driver’s license, passport, or birth certificate, showing your new name as part of the verification process.
Once they are done reviewing your application and verification is completed, American Express should send a new card as soon as possible.
How Long Will It take?
Your new American Express credit card should arrive in 7–10 days.
It will be mailed to you in a white envelope bearing the American Express emblem and with a return address of Omaha, NE, for security purposes.
Does Changing My Name Affect My Credit?
Not at all, no.
Your credit score will not be impacted by changing your name on your American Express Card.
The only thing that has changed is the name on the account; the accounts tied to your name and the scores connected to them remain unchanged.
It’s important to note that your credit report should automatically update; you shouldn’t need to do anything to make changes.
But if after a few days nothing changes, kindly get in touch with American Express.
On a Final Note
Although the process of changing your name on your credit card can be a little stressful, as long as all of your paperwork is in place, everything should go off without a hitch.